Legal

Terms of Service

Effective: June 7, 2026 · Last updated: June 7, 2026

PLEASE READ THESE TERMS CAREFULLY BEFORE USING LETSSPLYT.

These Terms of Service contain a mandatory arbitration clause (Section 18) and a class action waiver (Section 18.4) that affect your legal rights. By using LetsSplyt, you agree to resolve all disputes individually through binding arbitration rather than in court or as part of a class action.

These Terms also contain a limitation of liability (Section 14) that caps the maximum amount you may recover from us.

If you do not agree to these Terms, do not use LetsSplyt.

1. Acceptance of Terms

1.1 Agreement to Be Bound

By downloading, installing, accessing, or using the LetsSplyt mobile application or any associated web pages (collectively, the "Service"), you agree to be legally bound by these Terms of Service ("Terms"). These Terms form a binding contract between you and Pawan Lawale, an individual operating as LetsSplyt ("LetsSplyt," "I," "me," or "my"), located in California, United States.

1.2 Clickwrap Acceptance

Your continued use of the Service after the Effective Date — or, for new users, your first use of the Service — constitutes your express acceptance of these Terms. If you register an account, you will be asked to affirmatively confirm acceptance before your account is created. That confirmation is incorporated into these Terms.

1.3 Updates to Terms

I reserve the right to modify these Terms at any time. For material changes — meaning changes that affect your substantive legal rights, including the arbitration clause, class action waiver, or limitation of liability — I will provide at least 30 days' advance notice by push notification or in-app banner. For non-material changes, the updated Terms take effect upon posting with an updated "Last Updated" date. Your continued use after the effective date of any update constitutes acceptance. If you do not agree to updated Terms, your only remedy is to stop using the Service and delete your account.

1.4 No Waiver by Non-Enforcement

My failure to enforce any provision of these Terms on any occasion does not waive my right to enforce that provision in the future.

2. Who May Use LetsSplyt

2.1 Age Requirement

You must be at least 18 years of age to use LetsSplyt. By using the Service, you represent and warrant that you are 18 or older. If I discover that a user is under 18, I will terminate their account and delete their data promptly.

2.2 Legal Capacity

You represent that you have the legal capacity to enter into a binding contract under the laws of your jurisdiction. If you are using the Service on behalf of any third party (for example, adding another person as a participant in an event), you represent that you are authorised to bind that person to these Terms, or that your actions are otherwise lawful with respect to that person.

2.3 US Residents Only (for Now)

LetsSplyt is currently operated for residents of the United States. If you access the Service from outside the United States, you do so at your own risk and are solely responsible for compliance with your local laws.

3. Description of the Service

3.1 What LetsSplyt Does

LetsSplyt is a social bill-splitting coordination tool. It helps one person (the "Creator") who has paid a shared bill to:

  • Create a shared bill-splitting event
  • Invite participants via QR code or SMS link
  • Scan a receipt using AI-assisted image processing to extract item names, prices, tax, and tip
  • Calculate each participant's share using deterministic arithmetic
  • Send each participant an SMS message containing their calculated share and links to third-party payment applications

LetsSplyt is a coordination and communication tool only.

3.2 What LetsSplyt Does NOT Do

LetsSplyt does not:

  • Process, hold, transfer, collect, or handle any money or financial assets on behalf of any user
  • Act as a payment processor, payment intermediary, money services business, bank, financial institution, or money transmitter
  • Guarantee, enforce, or facilitate the collection of any debt or payment from any participant
  • Provide financial advice, tax advice, or legal advice
  • Verify the accuracy of any receipt, bill, price, calculation, or payment handle entered by any user
  • Guarantee delivery of any SMS message to any participant
  • Guarantee that any payment link or third-party payment application will function correctly
  • Act as a fiduciary to any user

LetsSplyt is not a financial product and is not regulated as one. No banking, money transmission, payment processing, or financial services license is required for or held by LetsSplyt.

4. Account Registration and Security

4.1 Account Creation

To use the Service as a Creator or App Member, you must register an account using a valid mobile phone number. You agree to provide accurate, current, and complete registration information and to update it as needed.

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify me immediately at builder@letssplyt.com if you suspect any unauthorised access to your account. I am not liable for any loss or damage resulting from your failure to maintain account security.

4.3 One Account Per Person

Each user may maintain only one active account. Creating multiple accounts to circumvent bans, caps, or restrictions is a violation of these Terms.

4.4 Account Not Transferable

Your account is personal to you and may not be transferred, sold, or assigned to any other person.

5. User Conduct and Acceptable Use

5.1 Permitted Use

You may use LetsSplyt solely for its intended purpose: coordinating the splitting of legitimate shared bills (e.g. restaurant meals, shared expenses) among participants who have consented to participate.

5.2 Prohibited Conduct

You agree not to use the Service to:

(a) Commit fraud, misrepresent amounts owed, or manipulate bill calculations to extract money from other participants
(b) Add any person to an event without a legitimate, good-faith basis to contact them about a shared bill
(c) Add a phone number belonging to someone who has asked not to be contacted, or whose number you obtained through deceptive means
(d) Harass, intimidate, or threaten other users
(e) Use the Service for any commercial debt collection purpose
(f) Attempt to access, tamper with, or probe the security of the Service or its underlying infrastructure
(g) Reverse engineer, decompile, or attempt to extract the source code of the application
(h) Introduce malware, viruses, or any malicious code
(i) Use the Service for any unlawful purpose, including violation of the Telephone Consumer Protection Act (TCPA) or any anti-spam law
(j) Violate any applicable federal, state, or local law or regulation

5.3 Responsibility for Your Content

You are solely responsible for the accuracy of any data you enter into LetsSplyt, including receipt information, item names, prices, payment handles, and participant names and phone numbers. I do not verify any data you provide. You represent and warrant that any phone number you submit for another person is one to which you have a legitimate right to send a transactional SMS message.

6. Bill-Splitting Events

6.1 Creator Responsibilities

As a Creator, you are solely responsible for:

  • The accuracy of the bill amount, items, tax, tip, and currency you enter or scan
  • Reviewing and correcting any AI-extracted data before it is sent to participants
  • Obtaining appropriate consent before adding any person's phone number to an event
  • Ensuring that the amounts sent to participants correctly reflect the actual amounts owed

6.2 No Guarantee of Payment

LetsSplyt sends payment request messages on your behalf but does not guarantee that any participant will pay. LetsSplyt has no ability to compel, enforce, or facilitate any payment. Any dispute about non-payment, partial payment, or incorrect payment is exclusively between the Creator and the relevant participant. I have no involvement in, responsibility for, or liability arising from such disputes.

6.3 Participant Responsibility

As a participant in an event, you acknowledge that:

  • The bill split presented to you was calculated by the Creator based on data they entered or scanned
  • LetsSplyt makes no representation about the accuracy of your calculated share
  • Your decision to pay any amount is your own, independent decision
  • Payment is made directly to the Creator through a third-party payment service — not through LetsSplyt

6.4 Currency and Rounding

LetsSplyt uses deterministic rounding to distribute bill totals across participants, with any remainder assigned to one participant. Rounding may result in one participant's share differing from others' by one minor currency unit (e.g. one cent). This is an inherent limitation of integer arithmetic applied to shared bills and does not constitute an error or a breach of these Terms.

6.5 Currency Support

LetsSplyt supports multiple currencies. AI-assisted receipt scanning attempts to identify the currency of a receipt. You must verify the currency is correct before sending payment requests. I am not responsible for errors caused by incorrect currency identification or exchange rate application.

7. Receipt Scanning and Artificial Intelligence

7.1 AI-Assisted Extraction Is Not Guaranteed to Be Accurate

LetsSplyt uses an AI service (Google Gemini) to extract item names, prices, tax, tip, and totals from receipt photos you upload. This AI process is not infallible. It may misread numbers, misidentify items, miss line items, or incorrectly total amounts, particularly on low-quality photos, receipts with unusual formatting, handwritten receipts, or receipts from non-US jurisdictions.

7.2 User Must Review All AI Output

You are required to review all AI-extracted data on screen before sending payment requests. By tapping "Send" or equivalent confirmation in the app, you represent that you have reviewed the extracted data and that it accurately reflects the bill you wish to split. I am not responsible for errors in AI-extracted data that you confirm and send to participants.

7.3 No AI Model Training

I do not use your receipt images or data derived from them to train AI models. Receipt images are deleted when an event closes or your account is deleted.

7.4 AI Does Not Make Financial Decisions

The AI in LetsSplyt reads and transcribes receipt contents. All arithmetic (totalling, splitting, rounding) is performed by deterministic software logic, not AI. No AI model makes any financial decision about you or calculates what you owe.

8. SMS Communications and TCPA Compliance

8.1 Types of Messages

By registering for LetsSplyt, you expressly consent to receive the following transactional SMS messages from LetsSplyt:

(a) One-time passcodes (OTP): Verification codes sent when you register or authenticate, to confirm control of your phone number
(b) Payment request messages: Personalised messages containing your calculated share of a shared bill and links to third-party payment services, sent when a Creator finalises a bill-split event in which you are a participant

These are transactional messages related to your use of the Service. They are not marketing, promotional, or advertising messages.

8.2 Consent Is a Condition of Service

You acknowledge that the ability to send and receive these SMS messages is a core function of the Service. Consent to receive transactional SMS messages is required to use LetsSplyt as a participant. If you opt out of SMS, you will not receive bill-split payment requests, which is the primary function of the Service.

8.3 Opt-Out

You may opt out of payment request SMS messages at any time by:

  • Replying STOP to any LetsSplyt SMS
  • Replying STOP to any LetsSplyt SMS from the sending phone number
  • Emailing builder@letssplyt.com with the subject line "SMS Opt-Out" and your phone number
  • Any other reasonable method of communicating an opt-out request

In accordance with FCC rules effective April 2025, I will process opt-out requests received through any reasonable communication method within 10 business days. I may send a single confirmation message upon opt-out. Opting out means other users cannot send you bill-split payment requests via SMS through LetsSplyt. To re-enable SMS, reply START or contact builder@letssplyt.com.

HELP: Reply HELP to any LetsSplyt SMS or contact builder@letssplyt.com for assistance.

8.4 Message Rates

Message and data rates may apply. Message frequency varies based on your usage and how frequently others add you to bill-split events.

8.5 No Guarantee of Delivery

I am not responsible for the failure of any SMS to be delivered due to carrier errors, network issues, phone number deactivation, spam filtering, or any other cause outside my reasonable control.

8.6 Adding Others to Events

When a Creator adds your phone number to an event, the Creator represents that they have a legitimate basis to contact you about a shared bill. I make no independent representation about whether that contact is appropriate in your specific case. If you receive an unwanted SMS from LetsSplyt, reply STOP or contact me immediately.

9. Third-Party Payment Services

9.1 Not a Payment Processor

LetsSplyt does not process, transfer, hold, or touch any money. When you tap a payment link in the app or in an SMS, you are directed to a third-party payment application (such as Venmo, CashApp, Zelle, Apple Pay, Google Pay, or similar) that is entirely independent of LetsSplyt.

9.2 No Liability for Third Parties

I have no control over and assume no responsibility for:

  • The availability, functionality, accuracy, or security of any third-party payment service
  • Any transaction processed through a third-party payment service
  • Any fees charged by a third-party payment service
  • Any data collected about you by a third-party payment service
  • The terms of service or privacy policies of any third-party payment service
  • The accuracy of payment handles (Venmo usernames, CashApp tags, Zelle contacts, etc.) entered by a Creator

9.3 Payment Handle Accuracy

Payment handles displayed in LetsSplyt are entered by the Creator and are not verified by LetsSplyt. You are responsible for verifying that any payment handle is correct before sending money. A payment sent to the wrong handle is a transaction between you and the third-party payment service and does not involve LetsSplyt.

9.4 Disputes About Payments

All disputes about whether a payment was made, received, in the correct amount, or sent to the correct handle are exclusively between the Creator and the relevant participant, or between the user and the relevant third-party payment service. I will not mediate, arbitrate, or be involved in any payment dispute.

10. Intellectual Property

10.1 Ownership

LetsSplyt and all of its content, features, functionality, design, source code, trademarks, service marks, and logos are owned by me, Pawan Lawale. Nothing in these Terms transfers any ownership of intellectual property to you.

10.2 Limited Licence to You

I grant you a limited, non-exclusive, non-transferable, revocable licence to use LetsSplyt on your personal device(s) solely for your personal, non-commercial use in accordance with these Terms. This licence does not include the right to reproduce, distribute, modify, create derivative works of, or commercially exploit the Service.

10.3 Licence from You

By submitting content to LetsSplyt (including display names, receipt images, and payment handles), you grant me a worldwide, royalty-free, non-exclusive licence to use that content solely to provide the Service. You retain ownership of your content. I do not claim ownership of any receipt images, event data, or other content you submit.

10.4 Feedback

If you provide suggestions, ideas, or feedback about LetsSplyt, you grant me the right to use that feedback without restriction or compensation to you.

11. Privacy

Your use of LetsSplyt is also governed by my Privacy Policy, located at /privacy.html, which is incorporated into these Terms by reference. By agreeing to these Terms, you also agree to the Privacy Policy.

12. Availability and Service Modifications

12.1 No Uptime Guarantee

I provide LetsSplyt "as available" and make no guarantee of any specific level of uptime, availability, or performance. The Service may be interrupted, delayed, or unavailable at any time due to maintenance, upgrades, infrastructure failures, third-party service outages, or other causes within or outside my reasonable control.

12.2 Right to Modify or Discontinue

I reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. I am not liable to you for any modification, suspension, or discontinuation of the Service.

13. Disclaimer of Warranties

THE FOLLOWING SECTION IS WRITTEN IN CAPITAL LETTERS AS REQUIRED BY LAW TO DRAW YOUR ATTENTION TO IT.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. I DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
  • ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS
  • ANY WARRANTY REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CONTENT, DATA, AI OUTPUT, BILL CALCULATION, OR SMS DELIVERY
  • ANY WARRANTY REGARDING THE SUITABILITY OF THE SERVICE FOR YOUR PARTICULAR NEEDS

I MAKE NO WARRANTY THAT:

  • ANY BILL CALCULATION PERFORMED BY LETSSPLYT IS ACCURATE OR CORRECT
  • ANY SMS MESSAGE WILL BE DELIVERED TO ITS INTENDED RECIPIENT
  • ANY THIRD-PARTY PAYMENT LINK WILL FUNCTION CORRECTLY
  • THE SERVICE WILL MEET YOUR REQUIREMENTS

SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES. TO THE EXTENT SUCH EXCLUSIONS ARE NOT PERMITTED BY APPLICABLE LAW, THE SCOPE AND DURATION OF SUCH WARRANTIES ARE LIMITED TO THE MINIMUM REQUIRED BY THAT LAW.

14. Limitation of Liability

THE FOLLOWING SECTION IS WRITTEN IN CAPITAL LETTERS AS REQUIRED BY LAW TO DRAW YOUR ATTENTION TO IT.

14.1 Exclusion of Certain Damages

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, I WILL NOT BE LIABLE TO YOU FOR ANY:

  • INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES
  • LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES
  • COSTS OF PROCUREMENT OF SUBSTITUTE SERVICES
  • DAMAGES ARISING FROM YOUR RELIANCE ON ANY BILL CALCULATION, AI OUTPUT, SMS DELIVERY FAILURE, OR THIRD-PARTY PAYMENT SERVICE FAILURE
  • DAMAGES ARISING FROM DISPUTES BETWEEN USERS OF THE SERVICE
  • DAMAGES ARISING FROM INCORRECT PAYMENT HANDLES ENTERED BY ANY USER

THESE EXCLUSIONS APPLY REGARDLESS OF THE LEGAL THEORY ON WHICH SUCH CLAIM IS BASED, WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, OR OTHERWISE, AND EVEN IF I HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

14.2 Aggregate Cap on Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MY TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE IS LIMITED TO THE GREATER OF:

(A) THE TOTAL AMOUNT YOU HAVE PAID ME IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR

(B) ONE HUNDRED UNITED STATES DOLLARS (US $100).

BECAUSE LETSSPLYT IS CURRENTLY PROVIDED FREE OF CHARGE, THE APPLICABLE CAP IN MOST CASES WILL BE US $100.

14.3 Essential Basis

YOU ACKNOWLEDGE THAT THE LIMITATIONS OF LIABILITY IN THIS SECTION REFLECT A REASONABLE ALLOCATION OF RISK AND ARE AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN US. I WOULD NOT PROVIDE THE SERVICE ON THESE TERMS WITHOUT THESE LIMITATIONS.

14.4 California Civil Code §1668

NOTHING IN THESE TERMS PURPORTS TO LIMIT LIABILITY FOR FRAUD, WILLFUL INJURY TO THE PERSON OR PROPERTY OF ANOTHER, OR VIOLATION OF LAW, TO THE EXTENT SUCH LIMITATIONS ARE PROHIBITED BY CALIFORNIA CIVIL CODE §1668. NOTHING IN THESE TERMS PURPORTS TO LIMIT LIABILITY FOR GROSS NEGLIGENCE TO THE EXTENT SUCH LIMITATION IS PROHIBITED BY APPLICABLE LAW.

14.5 Individual Operator Notice

NOTICE: LetsSplyt is operated by an individual, Pawan Lawale, and not by a corporation, LLC, or other business entity. The limitation of liability and arbitration provisions in these Terms are intended to provide meaningful protection to an individual developer operating a consumer service in good faith.

15. Indemnification

15.1 Your Indemnification of LetsSplyt

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Pawan Lawale (operating as LetsSplyt) from and against any claims, actions, demands, losses, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from or relating to:

(a) Your use or misuse of the Service
(b) Your violation of these Terms
(c) Your violation of any applicable law or regulation
(d) Any content or data you submit to the Service
(e) Your addition of another person's phone number to a bill-split event without a legitimate basis
(f) Any dispute between you and another user of the Service
(g) Any claim by a third party arising from your use of the Service
(h) Your violation of any third party's rights

15.2 Cooperation

I reserve the right to assume exclusive control of the defence of any matter subject to indemnification by you, at your expense. You agree to cooperate fully with me in asserting any available defences.

16. Disputes Between Users

LetsSplyt is a coordination tool. I am not a party to any dispute between a Creator and any participant regarding payment, the accuracy of a bill split, or any other matter. If you have a dispute with another user:

  • You agree to resolve it directly with that user
  • You agree that I have no obligation to mediate, arbitrate, or resolve any such dispute
  • You release me from all claims, demands, and damages (actual and consequential) of every kind arising from or relating to any such dispute
  • To the extent you are a California resident, you expressly waive California Civil Code §1542, which provides: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party."

17. Account Termination

17.1 Termination by You

You may terminate your account at any time via Settings → Delete Account in the app, or by contacting builder@letssplyt.com. Upon termination, your personal data will be deleted within 30 days in accordance with the Privacy Policy.

17.2 Termination by Me

I may suspend or terminate your account, with or without notice, if I reasonably believe you have:

  • Violated these Terms
  • Engaged in fraudulent or harmful conduct
  • Used the Service in a manner that exposes me or other users to legal liability

17.3 Effect of Termination

Upon termination, your right to use the Service ends immediately. Sections 6, 7, 9, 10, 13, 14, 15, 16, 18, 19, and 20 survive termination and remain in effect.

18. Dispute Resolution and Mandatory Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

18.1 Informal Resolution First

Before initiating any formal dispute, you agree to contact me at builder@letssplyt.com with the subject line "Dispute Notice" and a description of your claim and desired resolution. We will attempt to resolve the dispute informally for 60 days from the date I receive your notice. Neither party may initiate arbitration during this 60-day period unless the other party fails to engage in good faith.

18.2 Binding Arbitration

If a dispute is not resolved informally within 60 days, you and I agree to resolve it exclusively through final and binding individual arbitration administered by JAMS (Judicial Arbitration and Mediation Services) under the JAMS Streamlined Arbitration Rules and Procedures (for claims under $250,000) or the JAMS Comprehensive Arbitration Rules and Procedures (for claims over $250,000), in each case as modified by this Section 18.

Arbitration will take place in Santa Clara County, California, unless you and I mutually agree to a different location or to conduct the arbitration by telephone or videoconference. The arbitration will be conducted in English.

The Federal Arbitration Act (9 U.S.C. §§ 1 et seq.) governs the interpretation and enforcement of this Section 18.

18.3 Small Claims Court Exception

Notwithstanding Section 18.2, either party may pursue an individual claim in small claims court if the claim qualifies under the applicable small claims court rules and the claim remains in small claims court and is not transferred, removed, or appealed to a court of general jurisdiction.

18.4 Class Action Waiver

YOU AND I EACH AGREE THAT ALL CLAIMS MUST BE BROUGHT IN YOUR OR MY INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of a representative or class proceeding.

18.5 Costs of Arbitration

JAMS consumer arbitration filing fees will be governed by the JAMS Consumer Minimum Standards. If your claim is for $10,000 or less, I will pay all JAMS filing fees. For claims over $10,000, filing fees will be split equally unless the JAMS Consumer Minimum Standards require otherwise. Each party bears its own legal fees unless the arbitrator determines that a claim was frivolous or brought in bad faith, in which case the arbitrator may award legal fees.

18.6 Arbitrator Authority

The arbitrator has authority to award any relief that a court of competent jurisdiction could award, subject to the limitations on liability in Section 14. The arbitrator's decision will be in writing, with a reasoned explanation, and will be final and binding except for limited rights of appeal under the FAA.

18.7 Severability of Arbitration Clause

If the class action waiver in Section 18.4 is found unenforceable with respect to any claim, then that claim (and only that claim) shall be severed from arbitration and may proceed in court. If any other part of this Section 18 is found unenforceable, the remainder continues in full force.

18.8 JAMS Contact Information

JAMS may be contacted at: www.jamsadr.com | 1-800-352-5267

19. Governing Law and Jurisdiction

19.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, United States, without giving effect to any choice of law or conflict of law provisions.

19.2 Jurisdiction for Non-Arbitrable Claims

For any claim that is not subject to arbitration under Section 18 (other than small claims court), you agree to submit to the exclusive personal jurisdiction of the state and federal courts located in Santa Clara County, California, and you waive any objection to the laying of venue in those courts.

20. General Provisions

20.1 Entire Agreement

These Terms, together with the Privacy Policy and any other policies incorporated by reference, constitute the entire agreement between you and me regarding the Service and supersede all prior agreements, representations, and understandings.

20.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision will be enforced to the maximum extent permissible, and the remaining provisions will continue in full force and effect.

20.3 No Assignment by You

You may not assign or transfer these Terms, or any rights or obligations under them, without my prior written consent. Any purported assignment in violation of this provision is void. I may assign these Terms freely without restriction.

20.4 Force Majeure

I am not liable for any delay or failure to perform any obligation under these Terms due to circumstances beyond my reasonable control, including acts of God, natural disasters, pandemics, war, civil unrest, government action, internet or telecommunications infrastructure failures, third-party service outages, or carrier failures.

20.5 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights. No person other than you and I has any right to enforce any provision of these Terms.

20.6 Notices

Notices to me must be sent by email to builder@letssplyt.com with the relevant subject line (e.g. "Dispute Notice," "CCPA Rights Request," "SMS Opt-Out"). I may provide notices to you via push notification, in-app message, or the phone number or email address associated with your account.

20.7 Waiver

My failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision. Any waiver must be in writing and signed by me to be effective.

20.8 Language

These Terms are written in English. To the extent any translated version conflicts with the English version, the English version controls.

21. Contact

For questions about these Terms of Service:

Pawan Lawale (operating as LetsSplyt)
Email: builder@letssplyt.com
Web: https://letssplyt.com

I aim to respond to all inquiries within 5 business days.

These Terms of Service are governed by the Federal Arbitration Act, the Telephone Consumer Protection Act (TCPA), the California Consumer Privacy Act (CCPA/CPRA), and other applicable United States federal and California state law. The arbitration provision in Section 18 is subject to the Federal Arbitration Act, 9 U.S.C. §§ 1 et seq.

Last updated: June 7, 2026